Payment Policy

This Payment Policy explains how GEAROPT handles payments for products purchased directly from www.gearopt.com or directly from GEAROPT where this policy applies.

GEAROPT is operated by MAAFU OUTDOOR SPORTS GEARS CO., LIMITED, under the GEAROPT brand.

Company address: Room 602, 6/F, Kai Yue Commercial Building, No.2C, Argyle Street, Mongkok, Kowloon, Hong Kong

This Payment Policy should be read together with our Terms & Conditions, Shipping & Delivery Policy, Return & Refund Policy, Global Limited Warranty &  After-Sales Service Policy and Privacy Policy.


1. Accepted Payment Methods

Available payment methods are displayed at checkout. Depending on country or region, order value, product type, payment-provider availability and website settings, these may include Visa, Mastercard, American Express, PayPal, Apple Pay, Google Pay, Shop Pay, UnionPay and other local or express-checkout options shown at checkout.

The payment methods displayed during checkout for a particular order are the methods available for that order. GEAROPT does not guarantee that every payment method will be available in every country, currency, browser or device.

Installment, deferred-payment or buy-now-pay-later options are available only when displayed at checkout. Eligibility, credit assessment, payment schedules, fees and related terms are determined by the relevant third-party provider. GEAROPT is not the lender or credit provider.

GEAROPT may add, remove, limit or change available payment methods where permitted by law.


2. Payment Authorization and Order Confirmation

By submitting an order, you authorize the applicable payment provider to verify the billing and payment information supplied, place an authorization hold where applicable and charge the amount shown at checkout.

Unless a different payment schedule is disclosed at checkout or agreed in writing, payment is submitted for processing when the order is placed. Some providers may first display a pending authorization before the final charge is posted. The exact posting time is controlled by the payment provider, bank or card issuer.

An order confirmation email means that we have received your order request. It does not necessarily mean that the order has been finally accepted, shipped or completed.